How Much Does It Cost to Maintain a Property in Southern Spain?
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Purchasing real estate in Spain is an important step, but equally important is understanding the ongoing costs of maintaining a property. We share clear and practical information that will help you get a precise picture of regular expenses when owning a property along the southern Spanish coast.
1. Community Fee (Comunidad)
This is a monthly fee paid to the community (complex administration) that covers various common area maintenance services. The amount depends on the size of the complex, the scope of services provided, and the location.
Typically, the fee covers:
In some communities, the fee also includes:
Cost:
Important: Always check what is specifically included in the community fee before purchasing a property, as each complex is different.
2. Annual Property Tax (IBI)
This is a local government tax, calculated based on the value of the property.
Typically:
3. Waste Collection Fee (Basura)
This is a one-time annual fee paid to the local municipality.
Typically:
4. Utilities
5. Home Insurance
It is recommended to have at least basic insurance, especially if the property is rented out or not lived in year-round.
Cost: Around €150–€400 per year, depending on the property’s value and the level of coverage.
6. Non-Resident Tax
If the property owner is not a resident of Spain but owns property here, they are subject to a non-resident income tax, even if the property is not rented out.
The amount depends on the value of the property, but it typically ranges from a few hundred euros per year.
7. Property Maintenance
- If the property is not rented out:
It is possible to arrange for a one-time annual or monthly fee for services such as key holding, mail collection, organizing visits, and managing minor tasks.
Cost: From a few hundred euros per year, depending on the level of service provided.
- If the property is rented out for short-term rentals:
Services are typically charged as a percentage of the rental income – around 20%.
This fee often covers:
- Guest check-in/check-out
- Communication with guests
- Property inspections between rentals
- Reservation management
Cleaning and minor repairs are usually charged separately.
- Fire extinguishers
- Ventilation solutions
- Informational materials for guests.
8. Rental License
For short-term rentals, it is mandatory to obtain a rental license, which can be processed with the help of lawyers or property management companies.
In addition to documentation, the following may be required:
Conclusion
The cost of maintaining a property on the southern coast of Spain is clear and predictable if you know what to look for. Each property is unique, so we always recommend checking the specific details of a property before purchasing.
